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T-Mobile Prepaid Review

You can get good phones and good rates on T-Mobile prepaid.

Rates

Updated: New $50 and $15 Monthly Plans

Surprisingly, T-Mobile prepaid plans are pretty good. This is surprising is that T-Mobile usually concentrates on their contract plans by offering various deals some of which can admittedly make sense especially if you've got a large family of cell phone users.

T-Mobile has three kinds of prepaid plans: Monthly, Pay by the Day, and Pay As You Go

Monthly

There are two monthly plans.

$50 per month Unlimited Plan

You get unlimited talk, and text,picture, and video messaging for $50 per month. This is a good deal on a major carrier.

$15 per Month Plan

You get unlimited text picture and video messaging on the $15 per month plan. All voice calls cost an additional 10 cents per minute. This is a pretty good deal, but I would have preferred to at least get a few voice minutes included.

As a comparison, Kajeet, the cell phone for kids has a unlimited messaging plan for $14.99 a month that also includes 60 voice minutes. This is designed for children who send more texts than make calls, but it make it possible to not have to spend more than the $15 per month.

Pay by the Day Plan

The Pay by the Day plan is very similar to GoPhone and Verizon plans. You are charged $1 on the days you use your phone plus 10 cents per minute of airtime. This T-Mobile prepaid plan is no longer prominently featured, but it still exists.

So if you want to know when . . .

When T-Mobile Deducts $1/day

It's on the days you use your phone.

The big advantage of this plan is . . .

Unlimited 7pm to 7am Nationwide Calling

You get unlimited nationwide calling from 7pm to 7am. Note that if you haven't used your phone yet that day, you will get charged the $1 for using the phone.

Pay As You Go Plan

With the T-Mobile Prepaid Pay as You Go service your cost per minute depends on which prepaid refill cards you buy. You get about 10 minutes when you activate - after that you have to add airtime.

All of these prepaid plans are available with their prepaid starter kits.

Prepaid Refill Cards

T-Mobile prepaid refill cards come in denominations for $10, $25, $50 and $100 dollars, with the last one being the best value for your money.
  • $10 for 30 minutes of airtime expiring in 30 days (33 cents per minute)
  • $25 for 130 minutes expiring in 90 days (28 cents per minute)
  • $50 for 400 minutes also expiring in 90 days (12.5 cents per minute), and
  • $100 for 1000 minutes (10 cents per minute) expiring in one year.

So for $100 plus the cost of the phone, you get 1000 minutes good for one whole year.

How To Get Bonus Minutes

You receive T-Mobile prepaid bonus minutes once you buy the $100 airtime refill card or any combination of $100 in airtime refills. This gets you Gold status and a 15% airtime bonus.

Where to buy T-Mobile Refill Cards

Refill cards are available all over the place: at convenience stores such as Circle K and 7-Eleven, pharmacies like Eckerd and Walgreens, and superstores like Walmart, Costco and Office Depot.

You can go direct to refill your T-Mobile airtime online.

Cheap Prepaid Cards

The best deal is the $100 one-year card directly from T-Mobile or from a retail store. A year of service works out to $8.33 a month and you get 1000 minutes.

How to Check Your Airtime Balance

You can check your airtime balance from your phone by calling #999# from your handset. You will get a free text message back with your airtime balance. You can also dial 1-877-778-2106 from any touch-tone phone or if you have signed up for an online account, you can just log in to your account, but of course you'll have to get to a computer first.

Messaging

Messaging options include text messages, picture messages and instant messaging.

Text Messages

Text messages cost 10 cents to send and are free to receive.

Picture Messages

Picture messages cost 25 cents to send as well as receive.

Instant Messaging

Some available phones are compatible with Yahoo, AOL, MSN and ICQ instant messaging services. You are charged for airtime when you use these services.

Keeping your Number

You can keep your number if you refill your account within 90 days after your minutes expire. This is really good. Other plans recycle your number pretty quickly.

You can even buy minutes online for someone else, a convenience if you've got children away in college or summer camp.

Phones

Prepaid Starter Kits

There are prepaid starter kits starting in price from $24.99 for a Nokia 1661 to a Samsung Galaxy S 4G for $349.99.(The eco-friendly Motorola W233 has been discontinued.)

Flip Phones

You can get a red flip phone like the LG GS170 or a standard flip phone like the Samsung T139.

QWERTY Phones

You also have a couple of choices of handsets with QWERTY keyboards. The Sparq offers a sideways-sliding QWERTY keyboard and an FM radio. The Samsung T359 squishes its keyboard into a compact form. The Nokia X2 and the Blackberry 8520 offer traditional vertical keyboard. Finally there's latest version of the Sidekick.

Android Phones

Prepaid Android phones available from T-Mobile include the LG Optimus T in various colors, the Samsung Gravity Smart the T-Mobile Sidekick (didn't realize this was an Android phone at first) and the Samsung Galaxy S 4G.

The phones aren't always in stock. Most starter kit comes with a (wired) hands-free headset and $10 starter airtime. Sometimes there are offers for a bonus refill card with your purchase.

Already Got an Unlocked Phone?

You can get just a sim card and activate your unlocked phone on the t-mobile prepaid plan.

One of the best things about these Starter Kits is that you get free overnight shipping on them. So there's no reason not to buy them online and save on the gas plus there's no waiting in line to be served.

Plus online activation is easy.

T-Mobile Prepaid Cellphone Deals

You can look for some popular T-Mobile deals here.

Coverage

I just wanted to add a quick note about coverage. T-Mobile coverage used to be somewhat lacking, but they've improved it enormously. In my case, the area where I used to live used to be in their roaming area, but now has great coverage. You can check your own street-level coverage for T-Mobile Prepaid phones for yourself by punching in your address and zipcode.

Northeast

For example, I used a borrowed T-Mobile phone on a car trip from Western New Jersey to Buffalo, New York. Despite going through some pretty rural areas, their coverage and signal was quite good.

Check it out for yourself when you shop T-Mobile Prepaid Phones.

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What Other Visitors Have Said

Click below to see contributions from other visitors to this page...

T-Mobile prepaid phishing SMS msgs  starstarstarstarstar
I have been using T-Mobile's prepaid service for about 3 rs & have never really had any problems with them until now. For the past 2 months i've been getting,...

T-mobile pay as you go for life.  starstarstarstarstar
Hi: I have t-mobile pay as you go and it is the only plan I will ever use. I am a Gold Member meaning my minutes never expire. I have been using T-mobile ...

Do minutes "roll over" to next year on $100/year T-Mobile Prepaid plan?  Not rated yet
If anyone knows the answer to above question, please comment.

------------
Hi Lee,

Yes, they do: I haven't used a $100 refill card myself so I ...

Upset with T-Mobile  Not rated yet
My cousin has a phone she got at walmart that says t-mobile and she buys t-mobile phone cards to use her phone, but T-Mobile says she is not a t- mobile ...

T-Mobile great for some, not so great for others  Not rated yet
My mom loves T-Mobile until she comes to my house. Than she wants a different service. The coverage is terrible where I live. Verizon works great (that'...

STAY AWAY FROM T-MOBILE  Not rated yet
T-Mobile Prepaid is HORRIBLE! They outsource their pre-paid customer service and give you a runaround when a phone breaks under warranty!

How Many Minutes Does a $10 T-Mobile prepaid card have?  Not rated yet
Q. How many minutes to you get with a $10 refill card?
A. You get 30 minutes and 90 days of service with a $10 refill. If you have already spend $100 ...

T-Mobile prepaid great for Hawaii and Canada  Not rated yet
Been using t-mobile for years. Only costs me $100 per year as I don't use it much. Actually I have to replace phone every couple years so I guess its more ...

T-Mobile Prepaid Perfect for Commuters  Not rated yet
I have used the T mobile prepaid plan for over a year now. My parents got it for me because I couldn’t keep up my monthly cell phone service. I already ...

A Soldiers Thoughts on T-Mobile Prepaid  Not rated yet
I really like using T-Mobile Prepaid Plan. It has lots of coverage where ever I go. I had coverage everywhere I went in California and my home town. I ...


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